WIOA -Workforce Innovation and Opportunit Act

WIOA helps fund eligible individuals’ education in Cosmetology or Esthetics. Often WIOA will cover the whole tuition cost for those students who qualify. Interested individuals need to make an appointment at their nearest North Dakota Job Service Center and to speak to a WIOA case manager. This option is not currently available for Nail Technology.

WAYS TO FINANCE YOUR EDUCATION

If your educational and career goal is to attend beauty school, finding resource to pay for tuition without government financial aid may require a little more creative thinking and may seem unconventional. However, at Hair Society Institute of Cosmetology, we believe in creative and unconventional. To assist you with your planning, here are 10 ways to help you make your education affordable and possibly earn your diploma debt free!

 

Start now and research all opportunities for scholarships! Scholarships are typically based on merit and do not need to be repaid. Apply for as many scholarships that you qualify for and signup for updates. You should never pay to apply for a scholarship, avoid any websites that require application or processing fees.

 

Scholarships

State Scholarships. The North Dakota Community Foundation offers a numerous scholarships to North Dakota graduates. Applications are generally submitted and reviewed from January 1stto April 1steach year, though some scholarships do have different application periods. For more information, please visit https://www.ndcf.net/receive/scholarships/

 

Williston Coyote Foundation offers several scholarship opportunities to Williston High School graduates. For more information, please visit http://willistoncoyotefoundation.com/scholarships/Industry

 

Cosmetology Scholarships

Industry associations within the beauty industry provide scholarship opportunities to cosmetology students struggling to meet their tuition costs. These scholarships may be based on merit or need and may include restrictions concerning the student’s school of attendance. Information and applications are available at:

http://www.collegescholarships.org/scholarships/cosmetology.htm

https://www.beautyschools.org/students/grants-scholarships/https://beautychangeslives.org/scholarships/

 

Company and Branded Scholarships. Companies who work with the cosmetology industry or who hire graduates of cosmetology schools offer scholarships. Some examples include:

 

Sport Clips Scholarships

Sport Clips awards several scholarships worth $1000 to students from AACS member schools. This is limited to one recipient from each school, chosen through a selection committee comprising of Sport Clip Area Developers, SCI Support, and team leaders. The deadline for applications is January 31st of each year. Applications can be submitted online.

https://www.sportcliosjobs.com/contests-scholarships/

 

OPI Scholarships

This cosmetics brand provides grants of $500 each to 24 students. Eligibility is based on an essay submission. The essay can be submitted in written or video form. The program is open to incoming freshmen and cosmetology students with good standing. For more information visit www.beautyschools.org

 

OPI “A GREAT OPERA-TUNITY” STUDENT SCHOLARSHIP

This scholarship offers $3,000 to newly accepted or currently enrolled POC students in a nail technology program that leads to licensure in the U.S. or Canada.To qualify, applicants must identify as a person of color. This scholarship is awarded through the Beauty Changes Lives Foundation. For more information visit https://beautychangeslives.org/opi-a-great-opera-tunity-scholarship/

 

American Health and Beauty Aids Institute (AHBAI) Scholarship

A Chicago-based foundation, AHBAI issues scholarships under the Fred Luster, Sr. Education Foundation. Over the years, the institute has provided more than $670,000 in grants to African American cosmeticians. https://www.ahbai.org/about-abhai/

 

Grants

Grants are financial aid based on need, that doesn’t have to be paid back. Search for grants: http://www.collegescholarships.org/grants/subject.htm

 

WIOA

Workforce Innovation and Opportunity Act (WIOA) helps fund eligible individuals’ education in Cosmetology or Esthetics. Interested individuals need to make an appointment at their nearest North Dakota Job Service Center and to speak to a WIOA case manager.This option is not currently available for Nail Technology.

 

Payment Plan

Students who are unable to make full payment of the tuition may make payment arrangements with the School. We recommend that students have the payment plan approved at least 30 days prior to the start of classes. Hair Society Institute offers such a payment plan through TFC Tuition Financing. With TFC students would be able to set up a two-tier payment plan to finance their education. The first tier is a 0% interest baring monthly payment for up to 6 months before the start of class. The second tier is a 3-4% interest baring monthly payment for the months the student is in class. Please contact the Admissions Department for more information.

 

Complete Your Program On Time

The curriculum at Hair Society Institute provides students an opportunity to build basic knowledge, skills, and abilities then add more competencies through additional theory instruction and hands-on application. Instruction is offered year-round, which allows students to complete their programs in either 11-12 months (cosmetology), 18 weeks (esthetics), or 10 weeks (Nail Technology). Students who make their education a priority and attend all classes will avoid additional fees for needing to take additional time to retake instruction or complete their prescribed hours. The curriculum is designed to allow you to graduate sooner, launch your career, and start living your dream while earning an income.

 

Personal Loans

Some students will still require loans to pay for their education. Students and/or their parents can go to their personal bank to secure a personal loan to finance the student’s education.If a student cannot secure a personal loan with their personal bank, Hair Society Institute offers a solution through Flexxbuy. When an individual fills out a Flexxbuy application with the school, Flexxbuy will do a soft pull on the individual’s credit (which doesn’t affect the credit score)and get them various offers from up to 10 lenders to choose from. Please contact the Admissions Department for more information.

 

Private Student Loans

Private loan companies require students to meet certain lending requirements including a credit score in the mid-600’s or higher to approve the student for a private student loan. Many will also factor in your income and employment history. If you do not qualify on your own consider asking someone to co-sign the loan. Co-signers agree to repay the debt if you default.

 

Ascent: https://www.ascentfunding.com

College Ave: https://www.collegeavestudentloans.com

Discover Student Loans: https://www.discoverstudentloans.com

LendKey: https://www.lendkey.com

Sallie Mae: https://www.salliemae.com

SunTrust: https://www.suntrust.com

Union Federal: https://www.ufpsl.com

American Opportunity Tax Credit (AOTC)

AOTC is a credit for qualified education expenses paid for an eligible student for the first four years of higher education. You can get a maximum annual credit of $2,500 per eligible student. For more information visit www.irs.gov/credits-deductions/individuals/aotc

 

Part Time Jobs

Consider looking for a part time job in line with your career goals or other customer service type jobs that are compatible with your class schedule.

 

Religious Institution

Ask your religious institution if they help with college expenses.

 

Crowd funding

Sites like GoFundMe allow students to collect donations for educational goals. Set up an account and ask for college funds from family and friends in lieu of holiday or birthday gifts